0% APR · Soft check only · 12 monthly payments · Free UK delivery

Catalogues for Bad Credit — Shop 1,000s of Products, Pay Monthly

12 equal payments at 0% APR. A soft check only, so there's no mark on your credit file.

Shop by department

Shop by budget

How it works

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Check your limit

Answer a few questions. It's a soft check, so there's no mark on your file.

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Pick your products

Choose from TVs, laptops, sofas, beds and more.

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Pay monthly

Spread the cost over 12 equal payments at 0% APR.

✓ Soft check only

✓ 0% APR

✓ 12 equal payments

Check my limit

Questions people ask

Can I shop with bad credit?

Yes. Our partner shop looks at whether the payments fit your budget, not just your credit score.

Will checking my limit hurt my credit score?

No. Checking your limit uses a soft check, which leaves no mark on your credit file.

How do the payments work?

Your order is split into 12 equal monthly payments at 0% APR, so you pay no interest.

When will my order arrive?

For a first order, the first four payments are made before dispatch. Repeat orders can be sent without that wait.

Is delivery free?

Yes, delivery is free across the UK.

Read our guide to pay monthly catalogues