0% APR · Soft check only · 12 monthly payments · Free UK delivery

Catalogues Bad Credit
TVsPhonesLaptopsGamingSofasBedsAppliancesGuides
Check my limit

Catalogues for Bad Credit — Shop 1,000s of Products, Pay Monthly

12 equal payments at 0% APR. A soft check only, so there's no mark on your credit file.

Check my limit in 60 secondsShop all products

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Beds →

Appliances →

Kitchen →

Garden →

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Shop by budget

How it works

🔍

Check your limit

Answer a few questions. It's a soft check, so there's no mark on your file.

🛒

Pick your products

Choose from TVs, laptops, sofas, beds and more.

📅

Pay monthly

Spread the cost over 12 equal payments at 0% APR.

✓ Soft check only

✓ 0% APR

✓ 12 equal payments

Check my limit

Questions people ask

Can I shop with bad credit?

Yes. Our partner shop looks at whether the payments fit your budget, not just your credit score.

Will checking my limit hurt my credit score?

No. Checking your limit uses a soft check, which leaves no mark on your credit file.

How do the payments work?

Your order is split into 12 equal monthly payments at 0% APR, so you pay no interest.

When will my order arrive?

For a first order, the first four payments are made before dispatch. Repeat orders can be sent without that wait.

Is delivery free?

Yes, delivery is free across the UK.

Read our guide to pay monthly catalogues

Catalogues Bad Credit

A free tool and plain-English guides for people with a poor credit history who want to spread the cost of everyday things. We link to one partner shop and say so on every button.

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TVsPhonesGamingLaptopsSofasBedsAppliancesKitchenGarden

Help

Catalogues that accept bad creditCredit score bandsAfter a refusalGuaranteed acceptance claimsPay monthly cataloguesGuidesHow we get paid

We\'re paid by our partner shop when you apply through our buttons. How we get paid

We're paid by our partner shop when you apply through our buttons. How we get paid

Borrowing you can't repay can hurt your credit further. Only spread the cost if the payments fit your budget.

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